AI tools

AI tools compared

45 AI tools in 6 categories, side by side: what they do, what they cost, what the free plan gets you, and who should pick which.

Prices checked US list price in USD, before tax40 of 45 have a free plan

The money bit, in 30 seconds

US list prices before tax, checked .

  • $20 a month is the going rate for the big assistants: ChatGPT Plus, Claude Pro and Perplexity Pro are $20, Google AI Pro is $19.99.
  • Cheaper tiers now exist. Google AI Plus is $4.99, ChatGPT Go and the X Subscription Plus plan (Grok and Cursor) are $8.
  • Check what you already pay for. Google AI Pro comes with 5 TB of storage, Microsoft 365 includes Copilot, and the X Subscription bundles Grok, Cursor and X Premium.
  • Paying yearly usually saves 15 to 20% (Claude Pro drops from $20 to $17 a month, Midjourney is 20% off), and sometimes far more: Otter Pro is $8.33 a month billed yearly against $16.99 monthly.
  • Image, video and coding tools run on credits. Free plans often add watermarks or ban commercial use. Read the free-tier line before you build a business on it.

Comparison

AI tools compared: category, free plan, cheapest paid plan, annual deal, features and best use
TypeFreePay yearlyFeaturesBest for
ChatGPTOpenAIAssistantsFree plan$8/moAnnual billing only on Business and Enterprise.
  • Web search
  • Voice / audio
  • Images
  • Agents
  • File upload
  • Memory
  • Coding
Most people who want one app that does a bit of everything.
ClaudeAnthropicAssistantsFree plan$20/moPro: $200/year ($17/mo).
  • Web search
  • Agents
  • File upload
  • Memory
  • Coding
Writing, long documents and serious coding.
GeminiGoogleAssistantsFree plan$4.99/mo—
  • Web search
  • Voice / audio
  • Images
  • Video
  • Agents
  • File upload
  • Memory
  • Coding
People already living in Gmail, Docs and Android.
GrokSpaceX Super Intelligence (formerly xAI)AssistantsFree plan$8/moPlus $80, Premium $300, Super $1,000, Ultra $2,000 per year (about 2 months free).
  • Web search
  • Voice / audio
  • Images
  • Video
  • Agents
  • File upload
  • Memory
  • Coding
People who follow news on X and also code.
Microsoft CopilotMicrosoftAssistantsFree plan$9.99/moFamily $129.99/year; Premium $199.99/year.
  • Web search
  • Agents
Office users who want AI inside Word, Excel and Outlook.
Meta AIMetaAssistantsFree plan$7.99/mo—
  • Web search
  • Voice / audio
  • Images
  • Video
  • File upload
Quick answers and images without installing anything new.
PerplexityPerplexity AIAssistantsFree plan$20/moPro $200/year ($17/mo); Max $2,000/year.
  • Web search
  • Agents
Research and fact-finding where you want the links.
Mistral Vibe (ex Le Chat)Mistral AIAssistantsFree plan$14.99/mo—
  • Web search
  • Images
  • Agents
  • Coding
Europeans who want an EU-based assistant on a budget.
DeepSeekDeepSeekAssistantsFree plan——
  • —
Developers on a tight budget and casual free use.
Qwen ChatAlibabaAssistantsFree planSee official site—
  • Web search
  • Images
  • File upload
Free experimentation and open-model fans.
KimiMoonshot AIAssistantsFree planSee official siteAnnual billing works out to about 20% off (e.g. Go ¥468/year).
  • Web search
  • Agents
  • File upload
  • Coding
Power users who want agents doing multi-step work.
MidjourneyMidjourneyImageNo free plan$10/mo20% off: $96, $288, $576, $1,152 per year.
  • Images
  • Video
Designers and creators focused on visual style.
GPT ImageOpenAIImageFree plan$8/mo—
  • Images
  • File upload
Everyday images, mockups and edits without learning a new tool.
Nano Banana (Gemini)GoogleImageFree plan$4.99/mo—
  • Images
  • File upload
Free photo edits and quick images for Google users.
FLUXBlack Forest LabsImageFree plan——
  • Images
Developers and tinkerers who want control.
Stable DiffusionStability AIImageFree plan——
  • Images
Privacy-minded creators with a gaming PC.
IdeogramIdeogramImageFree plan$20/moPlus $180/year ($15/mo); Pro $504/year ($42/mo); Team $20/user/mo.
  • Images
Thumbnails, posters and anything with words in it.
Adobe FireflyAdobeImageFree plan$9.99/mo—
  • Images
Pros already paying for Adobe.
LeonardoLeonardo.Ai (Canva)ImageFree plan$12/moUp to 20% off with yearly billing.
  • Images
Game assets, concept art and experimenting with styles.
Grok ImagineSpaceX Super Intelligence (formerly xAI)Image · VideoFree plan$8/moPlus $80/year up to Ultra $2,000/year.
  • Images
  • Video
Quick social clips and memes.
Sora DiscontinuedOpenAIVideoNo free plan——
  • —
No longer available. See the other video tools on this page.
Veo and Gemini Omni (Flow)GoogleVideoFree plan$4.99/mo—
  • Images
  • Video
Short clips for Google AI subscribers.
RunwayRunwayVideoFree plan$15/moStandard $12, Pro $28, Max $76 per month billed yearly.
  • Images
  • Video
Creators who edit, not just generate.
KlingKuaishouVideoFree plan$8.80/moStandard $79.20/year; Pro $293.04/year.
  • Images
  • Video
People and motion shots on a budget.
PikaPika LabsVideoFree plan$10/moStarter $8, Creator $28, Fancy $76 to $704 per month billed yearly.
  • Images
  • Video
TikTok and Reels creators.
Luma (Dream Machine)Luma AIVideoNo free plan$30/moPlus $300, Pro $900, Ultra $3,000 per year.
  • Images
  • Video
  • Agents
Filmmakers and agencies.
HailuoMiniMaxVideoFree planSee official site—
  • Images
  • Video
Action shots and dynamic motion.
ElevenLabsElevenLabsVoice & musicFree plan$6/moAbout 2 months free on annual plans.
  • Voice / audio
  • Agents
Voiceovers, audiobooks and dubbing.
SunoSunoVoice & musicFree plan$10/moPro $8/mo, Premier $24/mo billed yearly.
  • Voice / audio
Musicians sketching ideas and creators needing tracks.
UdioUdioVoice & musicFree plan$10/moStandard $96/year ($8/mo); Pro $288/year ($24/mo).
  • Voice / audio
Listening and experimenting rather than releasing tracks.
GitHub CopilotGitHub (Microsoft)CodingFree plan$10/mo—
  • Agents
  • Coding
Developers who want help inside the editor they already use.
CursorAnysphereCodingFree plan$8/moPlus $80, Premium $300 per year.
  • Agents
  • File upload
  • Coding
Developers who want an editor built around AI.
Devin Desktop (formerly Windsurf)CognitionCodingFree plan$20/mo—
  • Agents
  • Coding
Developers who want Devin cloud agents alongside their editor.
Claude CodeAnthropicCodingNo free plan$20/moClaude Pro $200/year.
  • Agents
  • File upload
  • Coding
Developers who want an agent that does the work.
CodexOpenAICodingFree plan$8/mo—
  • Agents
  • Coding
ChatGPT subscribers who code.
ReplitReplitCodingFree plan$20/moCore $18/mo, Pro $90/mo billed yearly.
  • Agents
  • Coding
Non-developers shipping a real app with a backend.
LovableLovableCodingFree plan$25/mo2 months free with yearly billing.
  • Agents
  • Coding
Founders and marketers building prototypes.
BoltStackBlitzCodingFree plan$25/moUp to 28% off yearly (Pro $18/mo).
  • Agents
  • Coding
Quick full-stack prototypes.
v0VercelCodingFree plan$30/mo—
  • Images
  • Agents
  • Coding
Front-end developers and designers.
Notion AINotionProductivityFree plan$12/moPlus $10, Business $20 per member/mo billed yearly.
  • Web search
  • Agents
  • File upload
Teams that already run on Notion.
GammaGammaProductivityFree plan$12/moPlus $108, Pro $216, Ultra $1,080 per seat per year ($9, $18, $90/mo).
  • Images
  • Agents
Anyone who needs a presentation fast.
OtterOtter.aiProductivityFree plan$16.99/moPro $8.33/mo, Business $19.99/mo billed yearly.
  • Voice / audio
  • Agents
People with lots of meetings.
FirefliesFireflies.aiProductivityFree plan$18/moPro $10, Business $19 per seat/mo billed yearly.
  • Voice / audio
  • Agents
Sales and customer teams.
GrammarlyGrammarly (Superhuman)ProductivityFree plan$12/mo—
  • Agents
Polishing emails and documents.
JasperJasperProductivityNo free plan$69/moPro $59/seat/mo billed yearly.
  • Images
  • Agents
Marketing teams producing lots of on-brand content.

“Paid from” is the cheapest individual paid plan, billed monthly, in US dollars before tax. A feature that isn't listed may still exist: we only list what the maker documents. Tap a name for the full card.

Every tool in detail

Assistants

ChatGPT

by OpenAI

The all-rounder: chat, research, images, voice, coding and agents in one app.

Paid from $8/mo

Models
GPT-6 Sol, GPT-6 Luna, GPT-6 Pro (Astra), GPT-6.1 Sol / Terra in Work and Codex
Free tier
Unlimited text chats on GPT-6 Luna, with limits on uploads, image creation, voice, deep research and memory.
Paid plans
  • Go $8/mo (may include ads)
  • Plus $20/mo
  • Pro $100, $200 or $500/mo
  • Business $25/user/mo ($20 billed annually)
Annual
Annual billing only on Business and Enterprise.
Features
  • Web search
  • Voice / audio
  • Images
  • Agents
  • File upload
  • Memory
  • Coding
Context window
Instant chat: 27K tokens (Free), 54K (Go, Plus), 128K (Pro). Reasoning: 256K (Go, Plus), 400K (Pro).
API price
GPT-6.1 Sol $2 in / $10 out per 1M tokens; GPT-6 Luna $0.10 / $0.50; GPT-6 Astra $10 / $50.
Platforms
Web, desktop, iOS, Android
Privacy
Personal plans (Free, Plus, Pro) can train on chats by default; switch off “Improve the model for everyone” in Data controls. Business, Enterprise and API data aren't used by default.
Strengths
  • Chat, research, images, voice, coding and agents in one app
  • Generous free tier for text
  • Codex coding agent included
Good to know
  • Go plan may show ads
  • Pro tiers cost $100 to $500 a month
Best for
Most people who want one app that does a bit of everything.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. ChatGPT pricing
  2. OpenAI Help: Pro tiers
  3. TechRepublic, 27 Oct 2026
  4. OpenAI API pricing
  5. Morse privacy review, 19 Oct 2026

Assistants

Claude

by Anthropic

Careful writer and coder, with Claude Code bundled from the first paid plan.

Paid from $20/mo

Models
Claude Fable 5.1, Claude Opus 5.5, Claude Sonnet 5.5, Claude Haiku 5.5
Free tier
Chat on web, desktop and mobile with limits that reset every 5 hours and weekly. Includes search, files, memory and Artifacts.
Paid plans
  • Pro $20/mo ($17/mo billed annually)
  • Max $100/mo (5x Pro)
  • Ultra $200/mo (10x Pro, no 5-hour limit)
  • Team from $20/seat/mo
Annual
Pro: $200/year ($17/mo).
Features
  • Web search
  • Agents
  • File upload
  • Memory
  • Coding
Context window
Up to 1M tokens, depending on the model.
API price
Opus 5.5 $4 in / $20 out per 1M tokens; Sonnet 5.5 $2 / $10; Haiku 5.5 $0.10 / $0.50; Fable 5.1 $10 / $50. Batch is 50% off.
Platforms
Web, desktop, iOS, Android, Chrome
Privacy
Personal accounts are asked to choose; toggle “Help Improve our AI models” in Settings, Privacy. Incognito chats aren't used for training. Business and API data aren't used by default.
Strengths
  • Claude Code included from Pro
  • Very long context
  • Annual discount on Pro
Good to know
  • Usage caps reset every 5 hours on Free and Pro
  • Top model Fable costs extra usage credits on Pro
Best for
Writing, long documents and serious coding.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Claude pricing
  2. Claude Help: Ultra plan
  3. Claude API pricing
  4. Morse privacy review, 19 Oct 2026

Assistants

Gemini

by Google

Google's assistant, bundled with storage, Workspace apps and video generation.

Paid from $4.99/mo

Models
Gemini 4 Argon, Gemini 3.8 Flash, Nano Banana (images), Veo and Gemini Omni (video)
Free tier
Flash-Lite model, image generation and editing, Deep Research, Gemini Live voice, Canvas and Gems, 15 GB storage.
Paid plans
  • AI Plus $4.99/mo (video generation, 400 GB)
  • AI Pro $19.99/mo (Gemini 4 Argon, 5 TB)
  • AI Ultra $99.99/mo (5x Pro) or $199.99/mo (20x)
Features
  • Web search
  • Voice / audio
  • Images
  • Video
  • Agents
  • File upload
  • Memory
  • Coding
API price
Gemini 4 Argon $2 in / $10 out per 1M tokens until 30 Nov 2026, then $4 / $20. Gemini 3.8 Flash has a free API tier.
Platforms
Web, Android, iOS, Chrome, Google Workspace
Privacy
“Keep Activity” is on by default for adults and a subset of chats is reviewed by humans; turn it off in Settings & help, Activity. Workspace data isn't used outside your domain.
Strengths
  • Paid entry plan at $4.99 a month
  • Storage and YouTube Premium Lite bundled in AI Pro
  • Video generation included
Good to know
  • Top model (Argon) requires AI Pro or higher
  • Check current plan names and bundles on Google's site
Best for
People already living in Gmail, Docs and Android.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Google AI plans
  2. Google blog: Gemini 4 Argon
  3. Gemini API pricing
  4. Morse privacy review, 19 Oct 2026

Assistants

Grok

by SpaceX Super Intelligence (formerly xAI)

Chat with live X search, sold in one bundle with Cursor and X Premium.

Paid from $8/mo

Models
Grok 4.7, Grok Imagine (images and video)
Free tier
Free plan with lower usage limits.
Paid plans
  • Plus $8/mo
  • Premium $30/mo (4x usage, X Premium+, Cursor Pro)
  • Super $100/mo (15x)
  • Ultra $200/mo (50x)
Annual
Plus $80, Premium $300, Super $1,000, Ultra $2,000 per year (about 2 months free).
Features
  • Web search
  • Voice / audio
  • Images
  • Video
  • Agents
  • File upload
  • Memory
  • Coding
Context window
500K tokens on Grok 4.7 (API).
API price
Grok 4.7 $2 in / $6 out per 1M tokens.
Platforms
Web, iOS, Android, X
Privacy
Trains on chats by default; switch off “Improve the model” in Settings, Data Controls. Private Chat isn't used for training.
Strengths
  • Real-time X posts in answers
  • One bundle covers Grok, Cursor and X Premium
  • Annual plans save about two months
Good to know
  • Third-party models in Cursor are billed separately at API prices
Best for
People who follow news on X and also code.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Grok product page
  2. X Subscription pricing
  3. Cursor pricing
  4. xAI models and API
  5. Morse privacy review, 19 Oct 2026

Assistants

Microsoft Copilot

by Microsoft

Free assistant in Windows and Edge; the paid version lives inside Microsoft 365.

Paid from $9.99/mo

Free tier
Free Copilot app on Windows, web and mobile.
Paid plans
  • Microsoft 365 Personal $9.99/mo
  • Microsoft 365 Family $12.99/mo
  • Microsoft 365 Premium $19.99/mo (Researcher, Analyst, Actions)
Annual
Family $129.99/year; Premium $199.99/year.
Features
  • Web search
  • Agents
Platforms
Windows, Edge, web, iOS, Android, Microsoft 365 apps
Privacy
The new Copilot app says prompts aren't used to train foundation models; work and school prompts aren't either.
Strengths
  • Built into Office apps you may already pay for
  • Family plan covers up to 6 people
Good to know
  • On Family and Premium, AI features are for the plan owner only
  • Copilot Pro is no longer sold to new customers
Best for
Office users who want AI inside Word, Excel and Outlook.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Microsoft 365 Copilot plans
  2. Microsoft Copilot individuals pricing
  3. Morse privacy review, 19 Oct 2026

Assistants

Meta AI

by Meta

Free assistant inside WhatsApp, Instagram, Facebook and Messenger.

Paid from $7.99/mo

Models
Muse Spark
Free tier
Free for everyday use: chat, web research, image creation and editing, file analysis and voice.
Paid plans
  • Meta One Core $7.99/mo (more image and video generation)
  • Meta One Premium $19.99/mo (most AI usage)
Features
  • Web search
  • Voice / audio
  • Images
  • Video
  • File upload
Platforms
WhatsApp, Instagram, Facebook, Messenger, web, iOS, Android, AI glasses
Privacy
Meta says it may use AI chats to improve its models. Options to object depend on your country; check Meta's Privacy Center.
Strengths
  • Free and already inside apps you use
  • Optional Meta One bundle with Instagram, Facebook and WhatsApp extras
Good to know
  • Benefits vary by country and account
Best for
Quick answers and images without installing anything new.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Meta newsroom: Meta One, 15 Sep 2026
  2. Meta Help: Meta One Premium
  3. Morse privacy review, 19 Oct 2026

Assistants

Perplexity

by Perplexity AI

Answer engine with citations, a model picker and its own Comet browser.

Paid from $20/mo

Models
Model picker: GPT-6.1 Sol, Claude Sonnet 5.5, Gemini 3.8 Flash, Grok 4.7, Kimi K3, GLM 5.3
Free tier
Free plan with cited answers; Pro adds the model picker and higher limits.
Paid plans
  • Pro $20/mo
  • Max $200/mo
  • Education Pro $10/mo
  • Enterprise Pro $40/seat/mo
Annual
Pro $200/year ($17/mo); Max $2,000/year.
Features
  • Web search
  • Agents
Platforms
Web, iOS, Android, Comet browser
Privacy
Trains by default on Free, Pro and Max; switch off “AI data retention” in Preferences. Enterprise data is never used for training.
Strengths
  • Answers show their sources
  • Several models in one subscription
Good to know
  • Max is $200 a month, Pro $20
Best for
Research and fact-finding where you want the links.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Perplexity Pro
  2. Perplexity Help: pricing
  3. CloudZero: Perplexity pricing
  4. Morse privacy review, 19 Oct 2026

Assistants

Mistral Vibe (ex Le Chat)

by Mistral AI

European assistant and coding agent, formerly called Le Chat.

Paid from $14.99/mo

Models
Mistral Large and the Mistral model family
Free tier
Limited messages and web search, basic image generation, 100+ connectors.
Paid plans
  • Pro $14.99/mo before tax ($5.99 for students)
  • Team $24.99/user/mo
  • Enterprise: custom
Features
  • Web search
  • Images
  • Agents
  • Coding
API price
Mistral Large $0.50 in / $1.50 out per 1M tokens.
Platforms
Web, iOS, Android
Privacy
Trains by default unless you opt out (“Allow your interactions to be used to train our models”). Enterprise is opted out by default.
Strengths
  • EU company, sovereignty focus
  • Pro plan at $14.99 a month
  • Low API prices
Good to know
  • Check the feature list against your needs
Best for
Europeans who want an EU-based assistant on a budget.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Mistral pricing
  2. Mistral Help: Le Chat is now Vibe
  3. Morse privacy review, 19 Oct 2026

Assistants

DeepSeek

by DeepSeek

Free chat app and a low-cost pay-as-you-go API.

Free

Models
DeepSeek V4.1 Flash, DeepSeek V4 Pro
Free tier
Free chat on web and mobile apps; no consumer subscription.
Paid plans
  • App: free
  • API: pay as you go
API price
deepseek-flash: input $0.15 off-peak / $0.30 peak, output $0.60 / $1.20 per 1M tokens (cache miss).
Platforms
Web, iOS, Android
Privacy
Inputs and outputs may be used to improve services; DeepSeek points to an “Improve the model for everyone” switch or privacy@deepseek.com.
Strengths
  • Free app
  • Very low API prices, cheaper off-peak
Good to know
  • No paid plan with extra features
Best for
Developers on a tight budget and casual free use.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. DeepSeek API pricing
  2. DeepSeek API change log
  3. Morse privacy review, 19 Oct 2026

Assistants

Qwen Chat

by Alibaba

Alibaba's assistant, built on open-weight Qwen models, with a free plan.

See official site

Models
Qwen3.8 family
Free tier
Free chat on web and apps, with daily limits.
Paid plans
  • Paid Go, Plus and Pro tiers appear in the app; prices vary by country and no official public price page was found (checked 31 Oct 2026). See official site.
Features
  • Web search
  • Images
  • File upload
Platforms
Web, iOS, Android
Privacy
See Qwen's privacy policy for how chats are used and how to opt out.
Strengths
  • Free plan
  • Open-weight models you can also run yourself
Good to know
  • Paid plan prices aren't published on a public price page
Best for
Free experimentation and open-model fans.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Qwen
  2. Qwen Chat
  3. vc.ru: Qwen subscriptions, Oct 2026

Assistants

Kimi

by Moonshot AI

Agent-focused assistant with deep research, slides, websites and Kimi Code.

See official site

Models
Kimi K3, Kimi K3.1
Free tier
Free plan with limited usage; paid plans add a shared monthly Agent credit pool.
Paid plans
  • China prices (CNY), per Kimi's help page captured 19 Oct 2026: Go ¥49/mo, Plus ¥99/mo, Pro ¥199/mo, Max ¥699/mo, Ultra ¥1,399/mo
  • Prices in your region: see official site
Annual
Annual billing works out to about 20% off (e.g. Go ¥468/year).
Features
  • Web search
  • Agents
  • File upload
  • Coding
Platforms
Web, iOS, Android
Strengths
  • Agent features (Agent Swarm, Deep Research, slides)
  • One credit pool for every feature
Good to know
  • Official prices we could read are in Chinese yuan (CNY)
  • All features share one monthly credit pool
Best for
Power users who want agents doing multi-step work.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Kimi Help: membership plans
  2. Perplexity model list (Kimi K3)

Image

Midjourney

by Midjourney

Stylised image generation, now with short video.

Paid from $10/mo

Models
Midjourney V8.2, Video model (5-second clips)
Free tier
No free plan.
Paid plans
  • Basic $10/mo (3.3 h fast GPU)
  • Standard $30/mo (15 h, unlimited Relax images)
  • Pro $60/mo (30 h, Stealth mode)
  • Mega $120/mo (60 h)
Annual
20% off: $96, $288, $576, $1,152 per year.
Features
  • Images
  • Video
Platforms
Web, Discord
Privacy
Images are public unless you use Stealth mode (Pro and Mega only).
Strengths
  • Distinctive, stylised image output
  • Unlimited Relax images from Standard
Good to know
  • No free tier
  • Companies over $1M revenue must buy Pro or Mega
Best for
Designers and creators focused on visual style.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Midjourney: comparing plans
  2. Midjourney updates
  3. Midjourney: video

Image

GPT Image

by OpenAI

Image creation and editing inside ChatGPT, including text in images.

Paid from $8/mo

Models
GPT-Image-2.5
Free tier
Limited image creation on ChatGPT Free.
Paid plans
  • Included with ChatGPT Go $8, Plus $20 (more complex images), Pro (unlimited, faster)
Features
  • Images
  • File upload
API price
Image tokens $8 in / $30 out per 1M tokens.
Platforms
Web, desktop, iOS, Android, API
Strengths
  • Edit by just describing changes in chat
  • Unlimited on Pro
Good to know
  • No standalone image plan
Best for
Everyday images, mockups and edits without learning a new tool.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. ChatGPT pricing
  2. OpenAI API pricing

Image

Nano Banana (Gemini)

by Google

Google's image generator and editor, free inside the Gemini app.

Paid from $4.99/mo

Models
Nano Banana, Nano Banana Pro
Free tier
Image generation and editing in the free Gemini app; Nano Banana Pro is limited.
Paid plans
  • More usage with Google AI Plus $4.99, Pro $19.99, Ultra from $99.99
Features
  • Images
  • File upload
Platforms
Gemini web and apps, Google Flow, API
Strengths
  • Strong free tier
  • Good at editing photos while keeping faces consistent
Good to know
  • Limits are shared with the rest of your Gemini plan
Best for
Free photo edits and quick images for Google users.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Google AI plans
  2. Google Flow models

Image

FLUX

by Black Forest Labs

Open and pro image models from Black Forest Labs, also available inside other apps.

Free

Models
FLUX 3 Image, FLUX 3 Max, FLUX.2 [pro] / [flex] / [max], FLUX.2 [klein] (open weights)
Free tier
FLUX.2 [klein] open weights can be self-hosted for free.
Paid plans
  • Pay per image via the API, e.g. $0.048/image on FLUX.2 [pro]
Features
  • Images
API price
From about $0.008/image (FLUX 3 Klein) up to higher-end models.
Platforms
API, open weights, many third-party apps
Strengths
  • Open weights you can run locally
  • Pay-per-image API
Good to know
  • No consumer app subscription of its own
Best for
Developers and tinkerers who want control.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. BFL pricing
  2. AI Tools Optimizer: FLUX vs Ideogram vs Firefly

Image

Stable Diffusion

by Stability AI

The classic open image model family you can run on your own computer.

Free

Models
Stable Diffusion 3.5, Stable Diffusion 4 (reported)
Free tier
Free for research, non-commercial use, and commercial use under $1M annual revenue (Community License).
Paid plans
  • Enterprise licence for businesses over $1M revenue (price on request)
Features
  • Images
Platforms
Self-hosted (Windows, Mac, Linux), API, third-party apps
Privacy
Running locally means your prompts never leave your machine.
Strengths
  • Free and fully local
  • Large community of add-ons
Good to know
  • Needs a decent GPU and some setup
  • Commercial use above $1M revenue needs a paid licence
Best for
Privacy-minded creators with a gaming PC.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Stability AI licence
  2. Stability AI: Community License

Image

Ideogram

by Ideogram

Image generator focused on readable text: posters, logos, thumbnails.

Paid from $20/mo

Free tier
Limited free generations, images are public.
Paid plans
  • Plus $20/mo
  • Pro $60/mo
  • Team $30/user/mo
  • Pay as you go 1¢ per credit
Annual
Plus $180/year ($15/mo); Pro $504/year ($42/mo); Team $20/user/mo.
Features
  • Images
Platforms
Web, API
Strengths
  • Designed to render text in images
  • Big annual discount
Good to know
  • Free images are public
Best for
Thumbnails, posters and anything with words in it.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Ideogram pricing
  2. AI Tools Optimizer: FLUX vs Ideogram vs Firefly

Image

Adobe Firefly

by Adobe

Adobe's generator, built to be safe for commercial work and wired into Photoshop.

Paid from $9.99/mo

Free tier
Limited free daily generations.
Paid plans
  • Standard $9.99/mo (2,000 credits)
  • Pro $19.99/mo (4,000)
  • Pro Plus $49.99/mo (10,000)
  • Premium $199.99/mo (50,000)
Features
  • Images
Platforms
Web, Photoshop and other Adobe apps
Strengths
  • Positioned as commercially safe
  • Works inside Adobe apps
Good to know
  • Generations use a credit system
Best for
Pros already paying for Adobe.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Adobe Firefly plans
  2. AI Tools Optimizer: FLUX vs Ideogram vs Firefly

Image

Leonardo

by Leonardo.Ai (Canva)

Image studio with lots of models and fine control, popular for game art.

Paid from $12/mo

Free tier
150 fast tokens a day; free images are public.
Paid plans
  • Essential $12/mo
  • Premium $30/mo
  • Ultimate $60/mo (before tax)
Annual
Up to 20% off with yearly billing.
Features
  • Images
Platforms
Web, API
Strengths
  • Daily free tokens
  • Many models in one place
Good to know
  • Uses token-based pricing
Best for
Game assets, concept art and experimenting with styles.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Leonardo pricing
  2. OpenAI Buzz: best image generators

Image · Video

Grok Imagine

by SpaceX Super Intelligence (formerly xAI)

Images up to 2K and 15-second videos, right inside Grok.

Paid from $8/mo

Free tier
Included at lower limits on the free Grok plan.
Paid plans
  • Included with the X Subscription: Plus $8, Premium $30, Super $100, Ultra $200 per month
Annual
Plus $80/year up to Ultra $2,000/year.
Features
  • Images
  • Video
Platforms
Web, iOS, Android, API
Strengths
  • Text-to-image and text-to-video in the same chat
  • Included from the $8 Plus plan
Good to know
  • Video is capped at 720p and 15 seconds
Best for
Quick social clips and memes.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Grok product page
  2. X Subscription pricing

Video

Sora Discontinued

by OpenAI

OpenAI's video app, discontinued in 2026. Listed for reference.

Not available

Free tier
Not available.
Paid plans
  • App and web closed 26 Apr 2026; Sora 2 API closed 24 Sep 2026
Platforms
None
Good to know
  • Discontinued: not included in any plan
Best for
No longer available. See the other video tools on this page.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. OpenAI Help: Sora discontinuation
  2. Reuters, 24 Mar 2026

Video

Veo and Gemini Omni (Flow)

by Google

Google's video models, in the Gemini app and the Flow filmmaking tool.

Paid from $4.99/mo

Models
Veo 3.1 (Lite, Fast, Quality), Gemini Omni Flash 1.1
Free tier
Limited Flow access on the free Gemini plan.
Paid plans
  • AI Plus $4.99/mo (200 Flow credits)
  • AI Pro $19.99/mo (1,000 Flow credits)
  • AI Ultra from $99.99/mo
Features
  • Images
  • Video
Platforms
Gemini web and apps, Google Flow, API
Strengths
  • Included from Google AI Plus ($4.99)
  • Edit videos by chatting (Omni)
Good to know
  • Short clips: up to 8 s (Veo) or 10 s (Omni)
Best for
Short clips for Google AI subscribers.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Google AI plans
  2. Google Flow models
  3. Gemini API: video

Video

Runway

by Runway

Pro video studio with its own Gen-4.5 model plus Kling and others built in.

Paid from $15/mo

Models
Gen-4.5, Also: Kling 4.0, Seedance 2.5, Nano Banana Pro
Free tier
125 credits, one time.
Paid plans
  • Standard $15/mo (625 credits)
  • Pro $35/mo (2,250)
  • Max $95/mo (9,500)
Annual
Standard $12, Pro $28, Max $76 per month billed yearly.
Features
  • Images
  • Video
API price
Gen-4.5 about $0.12 per second of video.
Platforms
Web, API
Strengths
  • Several video models in one editor
  • Pro editing tools
Good to know
  • Free credits don't renew
Best for
Creators who edit, not just generate.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Runway pricing
  2. modelpick: Runway Gen-4.5

Video

Kling

by Kuaishou

Video generation with longer clips and a low entry price.

Paid from $8.80/mo

Models
Kling 4.0
Free tier
Basic plan: free daily credits, watermark, no commercial use.
Paid plans
  • Standard $8.80/mo (660 credits)
  • Pro $32.56/mo (3,000)
  • Premier from $80.96/mo
  • Ultra+ $544.99/mo
Annual
Standard $79.20/year; Pro $293.04/year.
Features
  • Images
  • Video
Platforms
Web, API
Strengths
  • Low-priced entry plan
  • Also available inside Runway
Good to know
  • Free videos are watermarked and non-commercial
Best for
People and motion shots on a budget.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Kling membership plans
  2. Voyager: Kling pricing
  3. Renderahouse: Kling pricing

Video

Pika

by Pika Labs

Fun, fast video effects for social posts.

Paid from $10/mo

Models
Seedance 2.5, Nano Banana 2, Pika effects
Free tier
Free account; credits through packs.
Paid plans
  • Starter $10/mo
  • Creator $35/mo
  • Fancy $95 to $880/mo
Annual
Starter $8, Creator $28, Fancy $76 to $704 per month billed yearly.
Features
  • Images
  • Video
Platforms
Web
Strengths
  • Playful effects and quick results
Good to know
  • Geared to short social clips rather than long edits
Best for
TikTok and Reels creators.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Pika pricing
  2. Krea: best image-to-video tools

Video

Luma (Dream Machine)

by Luma AI

Cinematic Ray video model with Luma Agents for whole projects.

Paid from $30/mo

Models
Ray 3.2
Free tier
No free plan listed on the pricing page.
Paid plans
  • Plus $30/mo (10,000 credits)
  • Pro $90/mo (40,000)
  • Ultra $300/mo (150,000)
Annual
Plus $300, Pro $900, Ultra $3,000 per year.
Features
  • Images
  • Video
  • Agents
Platforms
Web, API
Strengths
  • Cinematic-style video model (Ray)
  • Agents that plan multi-shot projects
Good to know
  • Check the entry price on Luma's site
Best for
Filmmakers and agencies.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Luma pricing
  2. Krea: best image-to-video tools

Video

Hailuo

by MiniMax

Video generation from MiniMax's Hailuo models.

See official site

Models
Hailuo video models
Free tier
One-time trial credits, watermarked downloads.
Paid plans
  • Standard, Pro, Master and Max tiers; prices shown on hailuoai.video change with promotions, so we couldn't confirm a list price (checked 31 Oct 2026). See official site.
Features
  • Images
  • Video
Platforms
Web
Strengths
  • Paid plans add watermark-free downloads and queue priority
Good to know
  • Free downloads are watermarked
Best for
Action shots and dynamic motion.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Hailuo subscription terms
  2. Hailuo plans

Voice & music

ElevenLabs

by ElevenLabs

Realistic AI voices, dubbing and voice cloning, now with music.

Paid from $6/mo

Models
Eleven v4
Free tier
10,000 credits a month.
Paid plans
  • Starter $6/mo
  • Creator $22/mo
  • Pro $99/mo
  • Scale $299/mo
  • Business $990/mo
Annual
About 2 months free on annual plans.
Features
  • Voice / audio
  • Agents
API price
Music via API about $0.15 per minute.
Platforms
Web, API
Strengths
  • Natural-sounding voices
  • Low-priced entry plan
Good to know
  • Higher usage needs higher-priced plans
Best for
Voiceovers, audiobooks and dubbing.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. ElevenLabs pricing
  2. LLMs Blog: voice & music pricing

Voice & music

Suno

by Suno

Full songs with vocals from a single prompt.

Paid from $10/mo

Models
Suno v6
Free tier
50 credits a day, no commercial rights.
Paid plans
  • Pro $10/mo (2,500 credits)
  • Premier $30/mo (10,000 credits, Suno Studio)
Annual
Pro $8/mo, Premier $24/mo billed yearly.
Features
  • Voice / audio
Platforms
Web, iOS, Android
Strengths
  • Full songs with vocals
  • Daily free credits
Good to know
  • Free songs can't be used commercially
Best for
Musicians sketching ideas and creators needing tracks.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Suno pricing
  2. LLMs Blog: voice & music pricing

Voice & music

Udio

by Udio

Song generator focused on detailed audio.

Paid from $10/mo

Free tier
10 credits a day (100 a month).
Paid plans
  • Standard $10/mo (2,400 credits)
  • Pro $30/mo (6,000)
Annual
Standard $96/year ($8/mo); Pro $288/year ($24/mo).
Features
  • Voice / audio
Platforms
Web
Strengths
  • High audio fidelity
Good to know
  • Downloads have been disabled since Oct 2025 (still the case on 31 Oct 2026)
Best for
Listening and experimenting rather than releasing tracks.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Udio pricing
  2. LLMs Blog: voice & music pricing

Coding

GitHub Copilot

by GitHub (Microsoft)

The coding assistant in VS Code, JetBrains and GitHub itself.

Paid from $10/mo

Free tier
Free plan with limited monthly usage.
Paid plans
  • Pro $10/mo (1,500 AI credits)
  • Pro+ $39/mo (7,000)
  • Max $100/mo (20,000)
Features
  • Agents
  • Coding
API price
Extra usage in GitHub AI Credits: 1 credit = $0.01.
Platforms
VS Code, Visual Studio, JetBrains, Xcode, GitHub.com, CLI
Strengths
  • Unlimited code completions on paid plans
  • Paid plan from $10 a month (checked 31 Oct 2026)
Good to know
  • Credit-based billing for chat and agents
Best for
Developers who want help inside the editor they already use.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. GitHub Copilot plans
  2. GitHub Docs: individual billing

Coding

Cursor

by Anysphere

AI-first code editor with cloud agents, now bundled in the X Subscription.

Paid from $8/mo

Free tier
Free plan with limited usage.
Paid plans
  • Plus $8/mo (Grok models only)
  • Premium $30/mo (Cursor Pro: cloud agents, code reviews)
  • Super $100/mo
  • Ultra $200/mo
  • Teams from $30/user/mo
Annual
Plus $80, Premium $300 per year.
Features
  • Agents
  • File upload
  • Coding
Platforms
Windows, Mac, Linux, web (cloud agents)
Strengths
  • Polished editor built around AI
  • Bundle includes Grok and X Premium
Good to know
  • Third-party models are billed at API prices on top
Best for
Developers who want an editor built around AI.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Cursor pricing
  2. X Subscription pricing

Coding

Devin Desktop (formerly Windsurf)

by Cognition

AI code editor from Cognition, the makers of Devin. Renamed from Windsurf in June 2026.

Paid from $20/mo

Models
SWE-2
Free tier
Free plan; SWE-2 free on self-serve plans until 30 Nov 2026.
Paid plans
  • Pro $20/mo
  • Max $200/mo
  • Teams $80/mo + $40 per seat
Features
  • Agents
  • Coding
API price
SWE-2 from 1 Dec 2026: $3 in / $15 out per 1M tokens.
Platforms
Windows, Mac, Linux, CLI
Strengths
  • Devin cloud agents built in
Good to know
  • Usage beyond the included quota is billed at API rates
Best for
Developers who want Devin cloud agents alongside their editor.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Devin pricing
  2. Devin blog: Windsurf is now Devin Desktop
  3. Devin blog: Windsurf plans

Coding

Claude Code

by Anthropic

Anthropic's coding agent for the terminal, IDE and web.

Paid from $20/mo

Models
Claude Opus 5.5, Claude Sonnet 5.5
Free tier
Not on the free Claude plan.
Paid plans
  • Included with Claude Pro $20/mo, Max $100/mo, Ultra $200/mo
  • Or pay per use with an API key
Annual
Claude Pro $200/year.
Features
  • Agents
  • File upload
  • Coding
Context window
Up to 1M tokens, depending on the model.
API price
Sonnet 5.5 $2 in / $10 out per 1M tokens.
Platforms
Terminal, VS Code, JetBrains, web, desktop
Strengths
  • Handles big multi-file tasks on its own
  • Comes with your Claude chat plan
Good to know
  • Heavy use may need a higher plan than Pro
Best for
Developers who want an agent that does the work.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Claude pricing
  2. Claude API pricing

Coding

Codex

by OpenAI

OpenAI's coding agent, included with ChatGPT plans.

Paid from $8/mo

Models
GPT-6.1 Sol, GPT-6.1 Terra, GPT-6 Luna
Free tier
Limited Codex on ChatGPT Free.
Paid plans
  • Included with ChatGPT Go, Plus ($20, expanded), Pro ($100 to $500, longest sessions)
  • Or pay per use with an API key
Features
  • Agents
  • Coding
API price
GPT-6.1 Sol $2 in / $10 out per 1M tokens.
Platforms
Web, CLI, IDE extension, desktop app, iOS
Strengths
  • Comes with ChatGPT
  • Cloud code review and Slack integration on paid plans
Good to know
  • Cloud features not available with an API key
Best for
ChatGPT subscribers who code.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. ChatGPT pricing
  2. Codex pricing docs

Coding

Replit

by Replit

Build and host full apps from a prompt, in the browser.

Paid from $20/mo

Free tier
Free Mode: up to 30 hours of chat and 60 projects.
Paid plans
  • Core $20/mo (includes $20 of model credits)
  • Pro $100/mo
Annual
Core $18/mo, Pro $90/mo billed yearly.
Features
  • Agents
  • Coding
Platforms
Web
Strengths
  • Database, hosting and Git built in
Good to know
  • Heavy agent use adds usage costs
Best for
Non-developers shipping a real app with a backend.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Replit pricing
  2. Seats & Tokens: app builders compared

Coding

Lovable

by Lovable

Describe a web app, get a working one.

Paid from $25/mo

Free tier
5 build credits a day (up to 30 a month) plus 20 Cloud credits.
Paid plans
  • Pro $25/mo (100 credits)
  • Business $50/mo
Annual
2 months free with yearly billing.
Features
  • Agents
  • Coding
Platforms
Web
Strengths
  • Goes from a prompt to a live web app
Good to know
  • Big projects use more credits
Best for
Founders and marketers building prototypes.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Lovable pricing
  2. Seats & Tokens: app builders compared

Coding

Bolt

by StackBlitz

Prompt-to-app builder running full-stack code in your browser.

Paid from $25/mo

Free tier
1M tokens a month.
Paid plans
  • Pro $25/mo
  • Teams $30/member/mo
Annual
Up to 28% off yearly (Pro $18/mo).
Features
  • Agents
  • Coding
Platforms
Web
Strengths
  • Generous free tokens
  • Big annual discount
Good to know
  • Usage is billed in tokens
Best for
Quick full-stack prototypes.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Bolt pricing
  2. Seats & Tokens: app builders compared

Coding

v0

by Vercel

Generates React and Next.js interfaces, with one-click deploy on Vercel.

Paid from $30/mo

Free tier
7 messages a day.
Paid plans
  • Plus $30/user/mo
  • Business $100/user/mo
Features
  • Images
  • Agents
  • Coding
Platforms
Web, iOS
Strengths
  • Focus on front-end UI
  • Deploys straight to Vercel
Good to know
  • Focused on front-end and the Vercel stack
Best for
Front-end developers and designers.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. v0 pricing
  2. Seats & Tokens: app builders compared

Productivity

Notion AI

by Notion

AI and agents inside your notes, docs and wikis.

Paid from $12/mo

Free tier
Free plan with a trial of Notion AI.
Paid plans
  • Plus $12/member/mo
  • Business $24/member/mo (full Notion AI and agents)
  • Custom Agents $10 per 1,000 credits
Annual
Plus $10, Business $20 per member/mo billed yearly.
Features
  • Web search
  • Agents
  • File upload
Platforms
Web, Windows, Mac, iOS, Android
Strengths
  • AI that knows your whole workspace
Good to know
  • Full AI needs Business
Best for
Teams that already run on Notion.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Notion pricing
  2. ToolTier: best AI writing tools

Productivity

Gamma

by Gamma

Slides, docs and web pages generated from a prompt.

Paid from $12/mo

Free tier
400 credits.
Paid plans
  • Plus $12/seat/mo
  • Pro $25/seat/mo
  • Ultra $100/seat/mo
Annual
Plus $108, Pro $216, Ultra $1,080 per seat per year ($9, $18, $90/mo).
Features
  • Images
  • Agents
Platforms
Web
Strengths
  • Decks generated in minutes
Good to know
  • Free credits are one-off
Best for
Anyone who needs a presentation fast.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Gamma pricing
  2. ToolTier: best AI writing tools

Productivity

Otter

by Otter.ai

Meeting transcription and summaries for Zoom, Meet and Teams.

Paid from $16.99/mo

Free tier
300 minutes a month.
Paid plans
  • Pro $16.99/user/mo
  • Business $30/user/mo
Annual
Pro $8.33/mo, Business $19.99/mo billed yearly.
Features
  • Voice / audio
  • Agents
Platforms
Web, iOS, Android, Zoom, Google Meet, Teams
Strengths
  • Generous free minutes
  • Large annual discount on Pro
Good to know
  • Monthly billing costs about twice the annual rate
Best for
People with lots of meetings.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Otter pricing
  2. ToolTier: best AI writing tools

Productivity

Fireflies

by Fireflies.ai

Meeting notetaker that records, transcribes and searches every call.

Paid from $18/mo

Free tier
Free forever plan with limits.
Paid plans
  • Pro $18/seat/mo
  • Business $29/seat/mo
  • Enterprise $39/seat/mo (annual only)
Annual
Pro $10, Business $19 per seat/mo billed yearly.
Features
  • Voice / audio
  • Agents
Platforms
Web, iOS, Android, Zoom, Meet, Teams
Strengths
  • Search across past meetings
Good to know
  • Monthly billing costs more than annual
Best for
Sales and customer teams.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Fireflies pricing
  2. Pondero price check

Productivity

Grammarly

by Grammarly (Superhuman)

Writing help everywhere you type.

Paid from $12/mo

Free tier
Free plan available.
Paid plans
  • Pro $12/mo
  • Business and Enterprise plans for teams
Features
  • Agents
Platforms
Browser extension, Windows, Mac, iOS, Android
Strengths
  • Works in almost every app
Good to know
  • Focused on editing rather than long-form drafting
Best for
Polishing emails and documents.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Grammarly plans
  2. ToolTier: best AI writing tools

Productivity

Jasper

by Jasper

Marketing content platform with brand voice and campaign agents.

Paid from $69/mo

Free tier
7-day free trial, no free plan.
Paid plans
  • Pro $69/seat/mo
  • Business: custom
Annual
Pro $59/seat/mo billed yearly.
Features
  • Images
  • Agents
Platforms
Web, browser extension
Strengths
  • Brand voice and team workflows
Good to know
  • Priced for marketing teams; compare plans first
Best for
Marketing teams producing lots of on-brand content.

Official site ↗

Checked 31 Oct 2026 · Sources

  1. Jasper pricing
  2. ToolTier: best AI writing tools

Which one should you pick?

  • One app for everything

    ChatGPT · Gemini · Claude

    ChatGPT covers chat, research, images, voice, coding and agents in one app, with a free tier. Gemini bundles storage and Google apps; Claude focuses on writing and coding.

  • Spend as little as possible

    Gemini · ChatGPT · Grok

    Prices checked 31 Oct 2026: Google AI Plus is $4.99, ChatGPT Go and the X Subscription Plus plan (Grok) are $8. Gemini, ChatGPT, Meta AI, DeepSeek and Qwen also have free plans.

  • Research with real sources

    Perplexity · Gemini

    Perplexity shows sources with its answers and lets you pick between several models. Gemini and ChatGPT both have Deep Research too.

  • Writing and long documents

    Claude · ChatGPT

    Claude handles very long context (up to 1M tokens on some models). ChatGPT is another option for long documents.

  • Code inside your editor

    GitHub Copilot · Cursor · Devin Desktop (formerly Windsurf)

    GitHub Copilot works inside editors you already use; its paid plan starts at $10 a month (checked 31 Oct 2026). Cursor and Devin Desktop are full editors built around AI.

  • Let an agent write the code

    Claude Code · Codex

    Both come with the chat plan you may already have: Claude Pro or ChatGPT.

  • Build an app without coding

    Lovable · Replit · Bolt · v0

    Lovable and Bolt turn a prompt into a web app, Replit adds a database and hosting, v0 focuses on front-end interfaces.

  • Beautiful images

    Midjourney · Nano Banana (Gemini) · Ideogram

    Midjourney for stylised images, Nano Banana for free photo edits, Ideogram when the image needs readable text.

  • Images for commercial work

    Adobe Firefly · Stable Diffusion

    Adobe Firefly is built for commercial use. Stable Diffusion is free to run yourself if your revenue is under $1M a year.

  • Video clips

    Veo and Gemini Omni (Flow) · Kling · Runway

    Veo comes with Google AI Plus ($4.99, checked 31 Oct 2026). Kling has a low entry plan, Runway adds editing tools. OpenAI discontinued Sora in 2026.

  • Voice and music

    ElevenLabs · Suno

    ElevenLabs for voiceovers and dubbing, Suno for full songs.

  • Meetings, slides and writing

    Otter · Fireflies · Gamma · Grammarly

    Otter or Fireflies take your meeting notes, Gamma builds the deck, Grammarly fixes the email.

  • Privacy first

    Stable Diffusion · Claude · Mistral Vibe (ex Le Chat)

    Running a model locally keeps everything on your machine. Many chat apps can use personal chats to improve their models unless you opt out, so check the Privacy line on each card and the maker's own settings.

How we compared them

  • Prices come from each maker's own pricing or help pages where available, read on 31 Oct 2026, in US dollars before tax. Where we couldn't confirm a price on an official page, the card says “See official site”. Your country, taxes and promotions can change what you pay.
  • Every card links its sources: the official page first, then an independent source where we could find one.
  • If we couldn't confirm something, it's not here. A blank field means we couldn't verify it, not that the feature is missing.
  • Privacy notes cover personal accounts. Business plans usually don't train on your data by default.
  • Plans change fast. Spotted something out of date? Email us at techmoneybrief@gmail.com.

Affiliate links

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Information only. Not financial advice.